Stewart has over 35 years of Estate Planning and Life and Health Insurance Experience, and has won numerous industry sales and achievement awards.  He is also a CEA - Certified Estate Advisor for NAFEP, and a CSFP-Chartered Senior Financial Planner. Stewart is one of the Nation's Foremost Authorities on Retirement Planning, Asset Protection, Trusts, Investments, Medicaid, LTC, and Annuities, and is well-known CE - Continuing Educational Instructor and Author who speaks and teaches across the country to: Financial Planners, Attorneys, CPA's, Bankers, Stock Brokers, and Insurance Agents. He is also on the Advisory Board for NAFEP - National Association of Financial and Estate Planning.

Mr. Janko does the primary research and development of NAFEP programs, products and services, for further review by the company counsel, Board of Directors and Advisory Board. Mr. Janko developed the company's sales and marketing program, the company's computerization and all training materials and programs. He serves under the title of Executive Director. Mr. Janko has a broad business background, with over 30 years experience in top level business management. He has held positions of President, General Manager, and Director of Marketing, for several small sized firms, with full profit and loss responsibility in each case. Mr. Janko is personally sought out on a regular basis by attorneys, CPAs, financial planners, and business and financial media outlets from across the U.S. for in-depth consulting, information and assistance on various estate planning and business issues.

Don is president of DMR Marketing, Inc., a lead consulting / recruiting firm in Plano, Texas. He has accumulated over 35 years experience as an agent, sales manager and marketing executive. During his sales and sales management career, Don has successfully built from scratch two multi-million-dollar sales/management organizations and facilitated the hiring of over 10,000 agents. To date, Don has trained over 130,000 insurance agents and managers nationwide and has conducted over 5,000 seminars and workshops on lead, leadership and recruiting training. He is internationally recognized as a motivator, educator and trainer throughout the insurance industry, and is known by his colleagues as "The Lead Guru". Don is also the creator of highly acclaimed "THE APPROACH" and "Don Runge Live!" lead prospecting systems as well as his newest innovation for recruiting managers, "The 7 Keys to Effective Recruiting" video. You can reach Don and DMR Marketing toll free 1-877-733-4878 or go to www.leadguru.com.

Chicago, Illinois and Highland, Indiana. Mr. Sawyier received his undergraduate degree from Harvard University (having entered as an advanced placement sophomore), his J.D. from The University of Chicago Law School, an LL.M. from Yale University Law School and, in 2000, an additional LL.M in Tax Law from The John Marshall Law School.  Mr. Sawyier's firm concentrates on Illinois estate planning and business law, probate, and real estate litigation. Michael has practiced in the Chicago area for more than 27 years. He acts as special counsel to NAFEP for various legal matters, and as local counsel to various of NAFEP's attorneys' local clients, particularly in regard to trust funding.

Mrs. Knight graduated from St. Michael's College in Vermont with degrees in Accounting, Business Administration and Economics. Michele currently owns an accounting firm in Denver, along with her husband David. She concentrates her practice on the needs of individuals and small business owners, and offers tax preparation, tax planning, financial management and estate planning to her clients. She is also a columnist for several publications in Colorado, helping taxpayers to better understand the tax system.

Mel has spent almost 40 years in the Life Insurance Industry. He started with John Hancock Life Insurance Company in the Home Office as a Marketing & Management Trainee in 1976. Since that time Mel has been in sales qualifying as a member of the Million Dollar Roundtable several times, served as a General Agent for New England Mutual Life Insurance Company, and was the President of Investors Insurance Corporation for seven years. Currently, Mel owns and operates a Marketing/Consulting Company called All American Annuities Inc., and resides in St. Petersburg, Florida with his wife Susan.

Mr. Bloom is licensed to sell Life and Health Insurance in multiple states. He has been very successful in dealing with the general public in various business for over 30 years. He is a CEA - Certified Estate Advisor, and a CSFP-Chartered Senior Financial Planner. Because he is so successful in the estate planning needs for people of all ages, he adds much needed advice to the ACSFP Board.

Mr. Novak and his son Skylar, have a very successful estate planning business in Southern California. They specialize in EIA's - Equity Indexed Annuities and Estate Planning. They are both natives of California and hold the titles of CEA - Certified Estate Advisor, and CSFP-Chartered Senior Financial Planner.  Randy speaks at seminars educating the general public on Insurance, Indexing, Trusts, Gifting, and Asset Protection Strategies. Their office adds much needed support and suggestions to the ACSFP Board.