Stewart has over 39 years of Pre and Post Retirement Planning, including Life, Health, Fixed and Indexed Annuity Insurance Experience. He has won numerous industry achievement and sales awards and also serves as an advisor to NAFEP-National Association of Financial and Estate Planning. He is one of the Foremost Authorities on Retirement Planning, Asset Protection, Trusts, Investments, Medicaid, LTC, and Annuities. Stewart is well-known CE-Continuing Educational Instructor and Author who speaks and teaches across the country to: Financial Planners, Attorneys, CPA?s, Bankers, Stock Brokers, and Insurance Agents. He has over 1,800 clients that include: Insurance Agents, Security Reps, CPA?s, Attorney?s, Doctors, White/Blue Collar workers, Teachers, and High Profile individuals.

Mr. Janko does the primary research and development of NAFEP sales, marketing, computerization, and training programs, for further review by the company counsel, Board of Directors, and Advisory Board. He serves under the title of Executive Director. Mr. Janko has a broad business background, with over 30 years experience in top level business management. He has held positions of President, General Manager, and Director of Marketing, for several small sized firms, with full profit and loss responsibility in each case. Mr. Janko is personally sought out on a regular basis by attorneys, CPAs, financial planners, and business and financial media outlets from across the U.S., for in-depth consulting, information, and assistance on various estate planning and business issues.

Mr. Sawyier received his undergraduate degree from Harvard University (having entered as an advanced placement sophomore), his J.D. from The University of Chicago Law School, an LL.M. from Yale University Law School, and in 2000, an additional LL.M in Tax Law from The John Marshall Law School. Mr. Sawyier's firm concentrates on Illinois estate planning and business law, probate, and real estate litigation. Michael has practiced in the Chicago, Illinois area for more than 30 years. He acts as special counsel to NAFEP and the ACSFP for various legal matters; and as local counsel, particularly in regard to trust funding, to various ACSFP and NAFEP attorneys' local clients. Chicago, Illinois and Highland, Indiana.

Mrs. Knight graduated from St. Michael?s College in Vermont with degrees in Accounting, Business Administration and Economics. Michele currently owns an accounting firm in Denver, along with her husband David. She concentrates her practice on the needs of individuals and small business owners; and offers tax preparation, tax planning, financial management and estate planning to her clients. She is also a columnist for several publications in Colorado, helping taxpayers to better understand the tax system.

Mr. Parker has spent 40+ years in the Life Insurance Industry. He started with John Hancock Life Insurance Company in the Home Office as a Marketing & Management Trainee in 1976. Since that time Mel has been in sales qualifying as a member of the Million Dollar Roundtable several times, served as a General Agent for New England Mutual Life Insurance Company, and was the President of Investors Insurance Corporation for seven years. Currently, Mel owns and operates a Marketing/Consulting Company called All American Annuities Inc., and resides in St. Petersburg, Florida with his wife Susan.

Mr. Bloom is licensed to sell Life, Health, Fixed Traditional and Indexed Annuities in multiple states. He has been very successful in dealing with the general public in various businesses for over 30 years. Because he is so successful in the estate planning needs for people of all ages, he adds much needed advice to the ACSFP Board.

Mr. Novak and his son Skylar, with many years of business experience, have a successful estate planning business in Southern California. They specialize in Life, Fixed Traditional Annuities, Indexed Annuities, and Estate Planning. They are both natives of California. Randy speaks at seminars educating the general public on Insurance, Indexing, Trusts, Gifting, and Asset Protection strategies. Their office adds much needed support and suggestions to the ACSFP Board.